@jcw203: I'm sorry to hear you've been having a rough year. Your first steps to bettering your fortune would be to start with some cleansing and road opening work, to get out from underneath all the negativity that's likely built up around you, and creating an obstacle to luck.
You could start with the Uncrossing spell kit for a really good cleanse, and then follow that up with the Van Van spell kit to open your roads to good luck, money, and love.
Once you've done that work, you should see better results with your money drawing. Try performing the whole Money Drawing spell kit to really get a good thrust going in your direction.
Of course, since your condition is long-standing, you may wish to consider getting a reading and consultation with a professional rootworker so you can get personalized advice and insight into your situation. You can find a list of skilled workers at
http://www.readersandrootworkers.org
Best of luck!
Devi Spring: Reader & Rootworker - HRCC Graduate.